Things You Need to Know Before Medicare Enrollment

The time has come, the day is finally here. It’s Medicare enrollment! If you think it will be a breeze, you are mistaken. There are many things to consider before choosing your plan and enrolling for this year.

First, it is important to understand that you need to enroll in Medicare when you turn 65. If your birthday falls between January and March, then you can apply for coverage anytime during the three months prior to reaching this age. This means if your birthday happens to fall in April, you could apply as early as February 15th, but not before!

You do not have a lot of time after enrollment begins because there are only two open season periods each year: November 15 through December 31 (for people who turned 65 or 66 within the past six months) and from January 01 – March 31 (every other person).

The next thing we want to mention about signing up for Medicare is that it’s recommended that everyone takes of their five-month election period. This is a time for you to evaluate all of your options and choose the coverage that’s right for them, without penalty or being forced into one plan by Medicare.

It is also important to note that no matter how much information you have regarding costs and benefits before enrolling with any health care provider, it will be different once you actually need medical attention. There are just too many unknowns when it comes to what type of treatment someone might receive during those three months between January 01 – March 31st! For this reason, we recommend opting out a high deductible plan if possible because they cost less overall than lower plans but do not cover as much in terms of services provided after meeting the deductible.

Some people put off getting new Medicare cards, but there are numerous benefits to having these in hand immediately. One of them is that you can use the same card at every doctor’s office or pharmacy instead of worrying about taking out your wallet and showing proof-of-insurance each time you visit a medical facility.

Another important factor to consider when it comes to signing up for Medicare is prescriptions medications because they will be covered by Part D plans during this phase of life if prescribed by an authorized physician! This means that even though premiums may vary depending on whether someone chooses standalone prescription drug coverage or not, all medication costs outside the deductible amount will be paid for 100% until December 31st.